Car dealer lied about financing. Just use it as a learning experience.

Car dealer lied about financing How I got a car dealership to give my friend a “newer” car Not in my state. com Sep 19, 2024 · Yo-Yo Financing, also known as spot delivery or conditional delivery, occurs when a car dealership allows a buyer to take possession of a vehicle before the financing is fully approved. Even if the used car dealership is honest, there may be prior damage the dealership doesn’t know about. The dealer was selling the car for 30k, which was a bit too pricey for me. I was at the dealership and wanted to buy a car. Remember that if they committed fraud, that they are liars, and if push comes to shove, you should not be surprised if the dealership says that you are the liar (remember, they are the real liars) and that you gave them the fraudulent information. My current group, 2nd docs/money are done has to be final closed. High I know, but I didn't mind it. This does not stop them from engaging in the illegal practice of telling customers false information and lying to the customer’s face when they say that the best interest rate available is higher than what it really is. At this point you have had possession of the car, and the bank has issued a loan. This is the most crucial step. The dealer told me "hey if i tell them you gave me 5k you will have lower payments but i need you to pay me the extra 1k whenever you can). My last store wouldn’t close a deal til the registration was done, this was painful as like another poster said, we’d get calls asking about cars that sold weeks ago in some cases, we even would book appts because the store didn’t have a policy for the BDC reps to know the car sold and Oct 31, 2023 · I went to a car dealership to co-sign for my partner for him to get a vehicle. They may do this to ensure a deal is possible and that the amounts owed each month for the vehicle are within the range the person specified. Now, picture this; you have successfully got approved for an auto loan, walked into a car dealership shop, negotiated, paid and drove off. In a few states, dealerships must do a vehicle safety inspection. can help you. Few will lie to you outright. Car dealers and finance managers are not allowed to lie to customers to get them to pay a higher interest rate. Auctions disclose title status but dealers can lie. After I signed and drove home, I noticed I was missing a few features that it said it included. Related links. If a car dealer lied to you, you might be able to take legal action to get your money back. Dec 17, 2024 · Many car buyers must take out an auto loan to buy a new or used car. Provincial and territorial regulations apply to dealerships and car sales. We do require paystubs before funding any loans, I find it absolutely insane that their financing team is doing this after handing off the car. I wanted to be sure the car was in good condition so I asked numerous times if the car was in an accident. Methods Car Dealerships Use to Commit Loan Fraud. However, actually getting a loan for your car can get a bit murky due to the nature of the lending industry and how “credit” is determined Jan 4, 2022 · Buying a car can be a stressful and painstaking event. Auto Loan Application Fraud Hello I am a first time car buyer and have found myself in a tough situation with my dealer. I'm in the beginning stages so I'm not in a rush. But car dealers can use financing to add costs or trick buyers into agreeing to worse loan terms. Any smart dealer isn't going to give you a discount to finance. My bank has exposure to it by participating in some of these floor plans, but we are smaller so we're just taking a piece of the risk i. Nov 16, 2023 · The auto dealership could give you numerous reasons why the loan was disapproved, only to request more money from you. Next day dealership calls & says the credit union denied due to debt - to - income ratio too high & my husband will also have to sign to get approval . we let the bigger "lead bank" dictate the entire banking Dec 16, 2024 · The dealer can’t claim the vehicle has lower mileage without telling the buyer about the odometer tampering. Jul 7, 2023 · What to Do When a Car Dealer Lied to You. While at it, the car dealership may promise to toss incentives into the auto financing, like a maintenance plan, so that the loan can meet the requirements for approval. Oct 11, 2024 · The 10-Day Rule In Auto Financing Explained | Can a dealership take a car back after a month? Car Dealer Lied About Financing – What to Do | What to do when a car dealer lied to you Filed Under: Auto Fraud , Blog Tagged With: auto fraud attorney , How to Return a Used Car to the Dealer , Odometer Fraud , used car If you are scammed by a car dealership, Call Whitney, LLP at 410 583 8000, or use our online Quick Contact form. ly/3pG2pzNBy: Dani Hi, I just bought a car from a "B lot" dealer and they listed the car trim as a "Premium" and also had a technology package on the paperwork they gave to the bank. We were shocked. If the bank will not fund the loan, the dealership and OP will need to figure out a way to pay for the vehicle or return it. With dealership financing, the dealership makes it convenient to buy a car on the same day. Apr 12, 2024 · A widespread practice by car dealers is to preload or “pack your auto loan payments” when negotiating payments with a customer. We help car buyers fight back and sue dealerships for mistakes, lying and fraud. Aug 20, 2019 · Bad Used Car Dealerships Lie About Your Financing. 3 million to refund people harmed by their actions and change their allegedly deceptive and unfair practices. This is a bait and Meaning they took time to do the extra steps for free. Dealership lied about car loan length Hey everyone, so I bought a 2003 BMW for $7000 (exlcuding tax and fees) at this one dealership. After looking at several cars on a dealerships website I got a call from a salesperson, which I expected. The floor plan financing for these new car dealers is provided only by a few of the largest banks in the country, it's a very specialized product. Fixed interest loans have pretty much gone away in light of consumer protection regulations on banking and lending. The only issue is I never finished finalizing the contract with the bank, because I realized the dealership lied to me about the $1,900 payment to get the bank’s approval and realized they were trying to up sell me,so I was researching what the warranty actually covers and how to remove it if I wish and the dealership was not helping me Aug 1, 2018 · The defendants are four affiliated auto dealers in New Mexico and Arizona near the border of the Navajo Nation. When i went to get approved for mine they told me i could co-sign his car but not to tell our financing companies that i bought a car and co-signed one, thats the first odd thing. You don't owe them anything except to pay back for the lies. Is it illegal to lie about having a job? The entire thing reeks of dealer reserve as well as other horrible things but this bit is where I am worried where I will get in trouble. Gap is great. I was pre-approved through my bank for financing and was told throughout the entire process of buying the car that it was going to be through my bank. 8 billion in interest solely attributable to this markup. If you finance a used car through the dealership, they often have you sign a “spot delivery” or “conditional delivery” agreement. September and October are model changeover season when the new model year cars arrive -- and the old ones are discounted. I'm employed full time in software with around 83K annual salary and credit score in the 700s. Not Jun 21, 2013 · Yes, the dealership committed fraud on the bank. There are two options consumers have when financing a car: seeking funding from a financial institution or applying for financing through a dealership. The financed amount is $12K ($29K car - $17K down payment). May 2, 2013 · Probably wouldn't be that easy. The purpose of credit application fraud is for the dealership to sell a car to a customer who cannot otherwise afford the payments. Auto dealer fraud. Over their working lives, dealers sell many cars while most customers purchase only a few. With that said, you are most likely totally fine. I let the dealer know that I don't know much about vehicles, and that i needed a car for my daughter to drive for when she starts college. Dealership lied about finance institution Hello and thank you in advance for any help. Someone rear ended me in the parking lot (big 4 wheeler delivering a shit ton of stuff). com/contact/ Here are some of our past car dealer settlements: https://bit. Apr 12, 2013 · I bought a brand new 2013 Dodge Dart a month ago and it's been a hassle ever since. Although state law varies, you generally need to establish the following: Today the FTC announced a lawsuit and settlement with a dealership and its owners for allegedly doing just that. 1. ' Can you receive compensation from the auto company or the dealership? Approved for Financing at the Dealer Then Denied a Few Days Later; What Happens Now. Originally had 'no credit' when first bought the car, so paying interest of 21%+ and $310 monthly a few years. Finance through them is better than cash. Based on feedback from our CarBuyingTips. The finance manager told me that the credit union requires me to get the extended warranty as a condition of the loan. They are not accountants, and not financial advisors. In this guide, learn what rights you have when your car is a ‘lemon. Many victims of dealer fraud face financial problems that can take years to resolve. Mar 30, 2017 · It would probably be a good idea to not drive the car until you either get a loan approved or return it as that will reduce any losses that the dealer may have. Oct 23, 2020 · If your car dealer lied about the down payment, chances are that they are trying to get you approved for the car and the loan that you most likely cannot keep up with. You buy a car, motorcycle, or RV by financing it at the dealership. Let's say you are able to prove that the dealership misstated your income as double, i'm not sure the bank would cancel the loan and the dealership will let you bring the car back on that basis. Like others in the industry, Tate’s seeks to assign that contract to a third party – for example, a bank or finance The car dealership I had bought my used car from sent a letter asking to buy back that car. Georgia auto buyers are being swindled, cheated and lied to. If its a car that OP can't find anywhere else, and the salesperson put in the work, then yeah I think OP should work on keeping the car. Sep 27, 2019 · Dealers may lie to a customer by saying a car is new when in fact it is a used vehicle. To dive further into it, I really mean that I'd take a loan, even 15%, on like the least expensive car I could find. They reassured me it was in perfect condition. The last new car I bought the dealer asked me to please wait to pay off the loan for 6mo because he was using the loan to make the deal with me. Aug 11, 2018 · As a women, i made the mistake of going to the dealership on my own. Then, the next day. I was in a tough spot a decade ago and lost my job. Even though I included my employement info, they Filing a complaint about a registered car dealership. Jan 24, 2023 · Why Do Car Dealers Lie? Humanly speaking, car dealers lie, most especially the ones with the fastened tongues of a sales agent, are cunny and likewise smart with their approach. The dealer lied to you, as nearly all of them will for the sale. Aug 1, 2018 · In a case announced today, the FTC alleges that Tate’s Auto Center of Winslow, Inc. Finance lady kept stapling and unstapling pages, and even my final finance contract was signed under false pretenses. After spotting an opportunity to boost their business models’ need for profit, they added auto finance departments. Since OP intentionally lied (committing an actual crime), needing to return the vehicle could be the least of their worries. In my state, a dealer can send you a title and you may have no clue of its status until it arrives in your mailbox. Dec 15, 2009 · My boyfriend and I just got a new car, he lost his job 2 weeks ago, but told the car dealership he still had it. Jan 31, 2018 · 1400 Van Buren Street NE Suite 200-222 Minneapolis, MN 55413 Office: (612) 564-4025 Fax: (612) 392-7979 hello@friedmanmurray. Aug 6, 2013 · Starting Score: 504 July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013 Goal Score: All Scores 760+, Newest goal 800+ Take the myFICO Fitness Challenge What most people don't realize is that dealers do not finance the car loans. So, they came back and got me a 28k loan. Gap covered the loan and I didn't have to worry about a car payment for the time being. The odds are EXTREMELY high you won’t get caught and won’t have to return the car, but there may come a time when they just take it. The dealer would say one dollar amount, usually a lower amount than the one they tell the finance company, to the car buyer to get them to purchase the vehicle. I had a terrible experience with them. NC Auto fraud is a very broad area, and car dealers and others can adapt their actions to the laws that are intended to regulate the industry. Car dealers find new and creative ways to cheat the consuming public. When customers want to finance a car, Tate’s includes the terms of the deal in a retail installment contract. That is actually more scary that what you did. Feb 9, 2022 · Do car dealerships look at your bank account? Of the many items to bring to a dealer will need when applying for your car loan, statements aren't commonly requested. You don’t really have any recourse for this, as this is just how most car loans work. If you're the kind of person that judges a group of 181,000++ places of business employing about 2,100,000 of your fellow americans, based on a single bad personal interaction and a general cultural zeitgeist of lazy stereotypes then again, that's on you. We got approved and went through the process. We explain common auto dealer fraud tactics so you can avoid getting ripped off. However, it has come to my attention the car has been in a crash. Down payments lower the amount you need to finance, lower your car payment, and may expand your vehicle options. So if you lie, change your form of payment, and there is an incentive When it comes down to it, dealers sell cars. Mar 4, 2019 · In December 2018 I bought a used 2016 Honda Pilot from a toyota dealership. Of course, I can type in the vin before I buy a car, and figure out the title status. Here's how dealers typically screw over car buyers: 1. There are 150,000+ used car dealerships in the US and 31,500+ new car dealerships in the US. . Shopping around for auto Just bought a new Subaru, financed through a credit union. Send him a detailed explanation of what she went through including the BDC sales agents name. Find your provincial or territorial Consumer Affairs office. You complete a credit application and are told everything is all set. Just use it as a learning experience. I know there are limits though since a bank won't necessarily finance a $2000 car, and getting an unsecured loan with awful credit for 2k might be impossible as well. I suspect the dealer will see this as an opportunity and likely try to bring you in and shake you down for more money. If you believe a car dealer has told you a lie about your transaction with them, you can consider taking the following steps: 1. Anyway about a month has passed and i have the car and the contract is all signed and finalized and the dealer is asking me when i will give him his 1k. That would be a fraudulent misrepresentation of material facts. Oct 11, 2024 · Providing false information about the car’s features: If the dealer lies about the vehicle’s mileage, features, or engine condition, you could be eligible to return the financed car. It may have been a lie, it could've been a mistake. Have you recently bought a car only to discover that the dealer wasn’t honest about your financing? You’re not alone. What To Do When the Car Dealer Lied To You -https://whitneyfirm. Dealers often work on commissions, so stand to gain from every sale, and they can also make profit from getting a customer to finance the vehicle. They simply arrange financing using their relationships with banks, financing companies, and in some cases their manufacturer's captive finance company. So I recently began browsing the interwebs for a car purchase. Sep 2, 2024 · Car Dealer Lied About Financing? Know Your Rights. Dec 19, 2018 · Last year, another car dealership, Cowboy Toyota and Cowboy Scion, agreed to settle FTC charges that it deceptively advertised loan and leasing terms in ads placed in a regional Spanish-language newspaper. Aug 20, 2024 · However, if you discover a car dealer lied on your financing paperwork or application, there are steps you can take. Examples of car dealer misconduct include: Dealer lied about the financingMany times, dealers will take a deposit, then later tell you the financing “fell through” and request a higher down payment or demand a higher overall vehicle price. Your APR raes will be stated as part of the loan documentation. Sep 6, 2013 · The financing fee is not be same as the financing fees - the first is the retail cost of 'buying' the facility - any interest charges will be over and above this. I was upset that they lied, and gave false information, and didn't tell me about any of these requirements that were needed to use that bank. Jul 24, 2024 · In order to prove a car dealer made negligent misrepresentations, the plaintiff must show: A representation was made by the car dealer; That representation was false; The car dealer knew or should have known that the representation was false; The plaintiff relied on the representation made by the car dealer If the dealer fails to comply with these laws, the consumer may undo the purchase or lease and get his or her money back or has a right to sue for damages incurred from the dealership’s wrongful conduct. Dec 9, 2016 · Negotiating the price of a car is relatively easy. I agreed and waited the 6mo because he was up front with me. Several weeks later he may call and say that the financing institution rejected your credit application. I purchased the vehicle and am currently financing it. com visitors over the years, people with scores below 560 find it very difficult to obtain financing from any car dealer. Since they're middlemen, they get a piece of the pie. If the car dealership calls you and asks you to return to the dealership because the loan was unable to be approved, ask the dealership associate to Dealers make money off going past target (units sold per month/quarter/year) and by financing. ) I had gone back through my paperwork a few months ago and realized they charged me $3k over the advertised price before any taxes or fees. Bait-and-switch Tactics. There are many reasons why car dealers lie. Our auto dealer fraud lawyers have successfully sued new and used dealers across Maryland to unwind bad deals and recover compensation. It is a horrifying situation. Maybe it’s got problems the dealer didn’t tell you about, or it’s not the great deal they promised. I'd pay it off specifically to screw them after they lied to you multiple times. Car dealer fraud lawyer focusing on lemon law, selling damaged vehicles, mileage roll back, and all fraud related to auto dealers. Then, they try to push you toward a more expensive model. Dec 3, 2014 · Then you'll most likely get rejected for financing altogether, or you'll pay the highest rate allowed by law if you can even find a car dealer to finance you. A few decades ago, dealer financing was not available. When initially quoting monthly payments to the customer, the dealer artificially inflated the payments for the vehicle by adding an extended warranty or other back-end products into the deal. Now they have to pay $3. Many California car buyers find themselves in this frustrating situation. Generally speaking, credit application fraud occurs on a regular basis at almost all car dealerships. Almost 2 years later we go to another dealership to trade it in and while we are going through the process, we find out that the first dealership placed me on the application by myself. Feb 18, 2013 · I purchased a new car with a trade - in & financing done by the dealership thru a credit union . I believed I was approved because they let me drive the car home after signing the contract. As a bonus, down payments can increase your approval odds because you have skin the game. I was elated. Sep 8, 2015 · I purchased a used vehicle on 9/6/15 from a large dealership in Columbus, GA. Oct 9, 2018 · Car dealers commit fraud in a multitude of ways, but the most common examples include material misrepresentation and omissions. Deceiving the buyer about financing terms: If the dealer misleads you about the financing terms, interest rates, or other conditions, you may have a case for Sep 2, 2018 · The next two months are the best time of year to buy a car. once you sign the papers, you're bound by them. Sounds like OP was a new car buyer and the dealership saw another sucker. The finance manager needless to say was frustrated and sighed, I think in part that he forgot to tell me to LIE, and that now the bank CANCELLED the loan and I now have a car in my possession without A LOAN. One car deal is never worth fraud, and one bad manager can bring a lot of heat to a dealership. If you want to purchase a new vehicle and you plan to seek financing, you should perform your due diligence when securing funding. If you believe a dealer misrepresents themselves, contact your provincial or territorial Consumer Affairs office. Outside finance is basically telling the dealership "fuck you I'm going to let someone else (other bank) make money that the dealership [email protected] 404-288-4444 Auto Fraud. My husband and I both bought cars. Was initially going to purchase jointly with my husband however the dealership stated I could get better interest rate with just me. What kind of lies do dealers tell? It’s important to note that most car dealerships are on the up-and-up. e. Don’t worry – you’re not stuck. Otherwise, you would have wildly higher payments at the start of your loan than at the end. First, contact the dealership’s management or customer service department and request they correct the information and renegotiate the terms of the loan. Why do Car Dealers Raise Online Advertised Prices? Car dealers raise prices on both new and used car to make more profit. We can make the payments because im still working, its just he has immaculate credit and mine sucks so we wanted to put it in his name. Like others in the industry, Tate’s seeks to assign that contract to a third party – for example, a bank or finance Aug 1, 2018 · The defendants are four affiliated auto dealers in New Mexico and Arizona near the border of the Navajo Nation. The buyer believes the deal is final, but days or weeks later, the dealership calls the buyer back, claiming that the financing fell through. What did it say? If these came back at a higher amount then query it. When dealing with the finance manager he pitches the extended warranty. Dealership Misrepresentation and Fraud. Hard to hit quota with fewer cars. Document all transactions. Car dealerships sometimes lure customers with attractive offers that don’t exist when they arrive. I recently bought a used car. I just recently moved to United States 4 months ago so I don't have an outstanding credit yet. And the car said it was in 1 accident, the dealer told me that it was a scratch mark above the rear tire on the body if the car but that they sent it to a shop to fix the scratch mark So I was thinking that is why the price is lower Jul 26, 2017 · We receive many phone calls from consumers who complain about being scammed by their car dealer on their financing in what is called a car dealer yo-yo. 5 - a week later you returned, as discussed, and the employee of the dealership told you "you can't actually do what I said, instead, you should call the bank and tell them you lost your job and they'll come take your broken truck," essentially, telling you to go lie to your bank and let them repo the broken truck The best thing she can do is look on the website and get the general managers email. C. Dealerships might advertise a vehicle at an unbeatable price, only to claim it’s “just been sold” when you show up. If you have to lie to obtain a car, odds go up exponentially that you won’t be able to make the payment and the 730 score becomes a distant memory. Car dealer fraud. I agreed to apply with the information I gave them, not this falsified one. Dec 24, 2024 · Car dealers want you to believe you must finance a car at the same place you buy it; this is untrue. Car They pursue auto dealer fraud cases as far as they need to in order to get their clients the compensation to which they are entitled. Feb 27, 2014 · The Center for Responsible Lending estimates that for dealer-financed cars bought in 2009, over the life of their loans buyers will pay $25. I got screwed with my last car on the extended warranty. First they lied to me saying I was approved for the auto loan which wasn’t the case. The dealer will sometimes look at your bank accounts to verify your income or help them decide if you're a credit risk based on how much money you have in the bank. This amount varies depending on the total amount of the car loan but is often a few hundred bucks. As you pay off the loan and the outstanding balance decreases, the interest payment also decreases and subsequently more of the payment goes toward the principal. If your dealership outright lies to you, you may be able to sue for common law fraud. There is incentive for the dealer to finance in some situations because they will either get a small percentage of that interest rate and/or the bank will give the dealer like $500 or $1000 for bringing them the loan. Packed Legally the dealer can add up to 3-5% to your approved rate in a lot of states, and in some states there is no buy rate limit, just the upper limit of interest which is usually in the mid 20s for sub prime loans. You could argue the dealership especially a new car dealership and it’s sales people should be knowledgeable about what they are selling and the AWD is a factual statement about the vehicle As a salesperson you can make claims like “it’s the greatest” it goes “fast” and face no real repercussions even if it’s the slowest piece of Jan 3, 2022 · According to FindLaw, when a car dealership outright lies by committing fraud, you can also sue for common law fraud. Apr 9, 2021 · If you’re looking to take on a car loan that may stretch your budget to the max, consider a down payment. Long story short, the dealer sold me a toyota rav 4 with 0 mileage. Here are a few you could “Unless the dealership has its own financing department, most dealerships get a kickback, or commission, from the lending company for originating the loan. So they're making it by finance now. Another commenter mentioned that you can say you make around $5k/year flipping things or doing side jobs but don’t report it (they won’t give a shit). Dec 19, 2024 · What would you do if the dealership lied on your financing application to get you a loan you couldn’t afford? That is what happened to the guy in this story, so he demanded that the deal be undone and got a new used car in the process. This is also called a Yo-Yo sale, and there is a lot written out there about it. I also think that the finance manager that submitted the deal should probably lose their job. I signed everything and drove off with the car. Hi! I bought a car in January of 2022 in Snohomish county, WA and I've had a multitude of problems including having to replace the engine ($13,000. Most importantly, tell her that she drove to the next dealership and bought a car that day, because his dealership is full of shady dicks . Wasn't sure how I was going to pay my mortgage and car loan. Aug 13, 2019 · With this documentation, the car dealership will have a difficult time calling you days or weeks later in an attempt to bring you back to the dealership because of “problems” with the loan. Check it out. Basically, you have to show that the car dealership left out or misrepresented material facts about the vehicle, and you suffered a financial loss The Car Dealership Lied on My Credit Application. A common practice is “yo-yo-financing”. When a car dealer lies about financing, it can leave you feeling trapped and unsure of what to do next. Some of these persons mark estimated income, and others fudge the numbers so that the company is able to self-finance or ensure that car financing is available for payments that are reasonable. — as well as related dealerships in Arizona and New Mexico and their owner and manager, Richard Berry — used deceptive advertising to get people in the door, failed to disclose required financing terms, and frequently falsified consumers’ income and down payment Sep 1, 2024 · One common scam is called yo-yo financing, where the dealer sends the buyer home with a car “pending loan approval” knowing that the approval will not happen – and calls them back to the dealer within 10 days to sign a new contract for a higher interest rate and worse loan terms. You need to ensure that records of all communication are kept. If OP lied and would not qualify with the real info, the bank will not fund the loan. It can vary a lot store to store. The dealer may sell the vehicle under a payment plan. Feb 28, 2018 · Dealers are much more sophisticated than their customers when it comes to vehicle purchases. With my last car I bought the extended warranty from a VW dealership, then they sold it to some other company, which were horrible. Jan 16, 2024 · Claiming your financing fell through and you need to bring the car back ("yo-yo financing") Fraud Claims Against a Car Dealership. In this article, we’ll walk you through what you need to know about dealing with dishonest car dealers. Generally, it works something like this: You go to the car dealer and reach a deal to buy a car. Dealer lied about the financing. If a car dealership lied about your loan terms, the financial consequences often extend far beyond the issue of higher monthly payments. Sep 1, 2024 · Car Dealer Lied About Financing? Know Your Rights. What I didn't expect, however, was him telling me I was pre-approved through my credit card company for an auto loan. Whitney, LLP’s lawyers for car dealership problems deal with car dealerships for buyers who were lied to and need help. I told them I made 40k a year, was recently hired for 5 months after a gap in employment and had no real financial obligations. Most dealers don't sell enough EV's to be up to date on all the ins and outs of the tax qualifications. The Consumer Law Group states that you have to prove certain facts to file suit. Most conventional car loans are simple interest loans (interest accrues on the balance owed), not fixed interest (the total includes the full balance, plus the interest on the full balance, divided out over # of payments). If you’ve been with them often, you can read their traits like the letters of a legible author. Today, I realized the dealership faked information on our credit application before submitting to the manufacturer's financing department. If the car dealer lied about financing, the odometer reading or any other aspect of the car buying process, the consumer fraud attorneys of Allen Stewart P. You can lie to the dealer about how your paying, but some incentives (which are out of the dealers control) may be tied to financing by the manufacturer. Whitney, LLP fights back for customers against dishonest car dealerships. ipnn nuy nkgs ncjoi vjljjdq uoygzjg huinmes nyqm hegy jmwp